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At
home
also
he
listened
to
considerable
talk
of
financial
investment
and
adventure
.
He
heard
,
for
one
thing
,
of
a
curious
character
by
the
name
of
Steemberger
,
a
great
beef
speculator
from
Virginia
,
who
was
attracted
to
Philadelphia
in
those
days
by
the
hope
of
large
and
easy
credits
.
Steemberger
,
so
his
father
said
,
was
close
to
Nicholas
Biddle
,
Lardner
,
and
others
of
the
United
States
Bank
,
or
at
least
friendly
with
them
,
and
seemed
to
be
able
to
obtain
from
that
organization
nearly
all
that
he
asked
for
.
His
operations
in
the
purchase
of
cattle
in
Virginia
,
Ohio
,
and
other
States
were
vast
,
amounting
,
in
fact
,
to
an
entire
monopoly
of
the
business
of
supplying
beef
to
Eastern
cities
.
He
was
a
big
man
,
enormous
,
with
a
face
,
his
father
said
,
something
like
that
of
a
pig
;
and
he
wore
a
high
beaver
hat
and
a
long
frock-coat
which
hung
loosely
about
his
big
chest
and
stomach
.
He
had
managed
to
force
the
price
of
beef
up
to
thirty
cents
a
pound
,
causing
all
the
retailers
and
consumers
to
rebel
,
and
this
was
what
made
him
so
conspicuous
.
He
used
to
come
to
the
brokerage
end
of
the
elder
Cowperwood
's
bank
,
with
as
much
as
one
hundred
thousand
or
two
hundred
thousand
dollars
,
in
twelve
months
--
post-notes
of
the
United
States
Bank
in
denominations
of
one
thousand
,
five
thousand
,
and
ten
thousand
dollars
.
These
he
would
cash
at
from
ten
to
twelve
per
cent
.
under
their
face
value
,
having
previously
given
the
United
States
Bank
his
own
note
at
four
months
for
the
entire
amount
.
He
would
take
his
pay
from
the
Third
National
brokerage
counter
in
packages
of
Virginia
,
Ohio
,
and
western
Pennsylvania
bank-notes
at
par
,
because
he
made
his
disbursements
principally
in
those
States
.
The
Third
National
would
in
the
first
place
realize
a
profit
of
from
four
to
five
per
cent
.
on
the
original
transaction
;
and
as
it
took
the
Western
bank-notes
at
a
discount
,
it
also
made
a
profit
on
those
.
There
was
another
man
his
father
talked
about
--
one
Francis
J.
Grund
,
a
famous
newspaper
correspondent
and
lobbyist
at
Washington
,
who
possessed
the
faculty
of
unearthing
secrets
of
every
kind
,
especially
those
relating
to
financial
legislation
.
The
secrets
of
the
President
and
the
Cabinet
,
as
well
as
of
the
Senate
and
the
House
of
Representatives
,
seemed
to
be
open
to
him
.
Grund
had
been
about
,
years
before
,
purchasing
through
one
or
two
brokers
large
amounts
of
the
various
kinds
of
Texas
debt
certificates
and
bonds
.
The
Republic
of
Texas
,
in
its
struggle
for
independence
from
Mexico
,
had
issued
bonds
and
certificates
in
great
variety
,
amounting
in
value
to
ten
or
fifteen
million
dollars
.
Later
,
in
connection
with
the
scheme
to
make
Texas
a
State
of
the
Union
,
a
bill
was
passed
providing
a
contribution
on
the
part
of
the
United
States
of
five
million
dollars
,
to
be
applied
to
the
extinguishment
of
this
old
debt
.
Grund
knew
of
this
,
and
also
of
the
fact
that
some
of
this
debt
,
owing
to
the
peculiar
conditions
of
issue
,
was
to
be
paid
in
full
,
while
other
portions
were
to
be
scaled
down
,
and
there
was
to
be
a
false
or
pre-arranged
failure
to
pass
the
bill
at
one
session
in
order
to
frighten
off
the
outsiders
who
might
have
heard
and
begun
to
buy
the
old
certificates
for
profit
.
He
acquainted
the
Third
National
Bank
with
this
fact
,
and
of
course
the
information
came
to
Cowperwood
as
teller
.
He
told
his
wife
about
it
,
and
so
his
son
,
in
this
roundabout
way
,
heard
it
,
and
his
clear
,
big
eyes
glistened
.
He
wondered
why
his
father
did
not
take
advantage
of
the
situation
and
buy
some
Texas
certificates
for
himself
.
Grund
,
so
his
father
said
,
and
possibly
three
or
four
others
,
had
made
over
a
hundred
thousand
dollars
apiece
.
It
was
n't
exactly
legitimate
,
he
seemed
to
think
,
and
yet
it
was
,
too
.
Why
should
n't
such
inside
information
be
rewarded
?
Somehow
,
Frank
realized
that
his
father
was
too
honest
,
too
cautious
,
but
when
he
grew
up
,
he
told
himself
,
he
was
going
to
be
a
broker
,
or
a
financier
,
or
a
banker
,
and
do
some
of
these
things
.
Just
at
this
time
there
came
to
the
Cowperwoods
an
uncle
who
had
not
previously
appeared
in
the
life
of
the
family
.
He
was
a
brother
of
Mrs.
Cowperwood
's
--
Seneca
Davis
by
name
--
solid
,
unctuous
,
five
feet
ten
in
height
,
with
a
big
,
round
body
,
a
round
,
smooth
head
rather
bald
,
a
clear
,
ruddy
complexion
,
blue
eyes
,
and
what
little
hair
he
had
of
a
sandy
hue
.
He
was
exceedingly
well
dressed
according
to
standards
prevailing
in
those
days
,
indulging
in
flowered
waistcoats
,
long
,
light-colored
frock-coats
,
and
the
invariable
(
for
a
fairly
prosperous
man
)
high
hat
.
Frank
was
fascinated
by
him
at
once
.
He
had
been
a
planter
in
Cuba
and
still
owned
a
big
ranch
there
and
could
tell
him
tales
of
Cuban
life
--
rebellions
,
ambuscades
,
hand-to-hand
fighting
with
machetes
on
his
own
plantation
,
and
things
of
that
sort
.
He
brought
with
him
a
collection
of
Indian
curies
,
to
say
nothing
of
an
independent
fortune
and
several
slaves
--
one
,
named
Manuel
,
a
tall
,
raw-boned
black
,
was
his
constant
attendant
,
a
bodyservant
,
as
it
were
.
He
shipped
raw
sugar
from
his
plantation
in
boat-loads
to
the
Southwark
wharves
in
Philadelphia
.
Frank
liked
him
because
he
took
life
in
a
hearty
,
jovial
way
,
rather
rough
and
offhand
for
this
somewhat
quiet
and
reserved
household
.
"
Why
,
Nancy
Arabella
,
"
he
said
to
Mrs
Cowperwood
on
arriving
one
Sunday
afternoon
,
and
throwing
the
household
into
joyous
astonishment
at
his
unexpected
and
unheralded
appearance
,
"
you
have
n't
grown
an
inch
!
I
thought
when
you
married
old
brother
Hy
here
that
you
were
going
to
fatten
up
like
your
brother
.
But
look
at
you
!
I
swear
to
Heaven
you
do
n't
weigh
five
pounds
.
"
And
he
jounced
her
up
and
down
by
the
waist
,
much
to
the
perturbation
of
the
children
,
who
had
never
before
seen
their
mother
so
familiarly
handled
.
Henry
Cowperwood
was
exceedingly
interested
in
and
pleased
at
the
arrival
of
this
rather
prosperous
relative
;
for
twelve
years
before
,
when
he
was
married
,
Seneca
Davis
had
not
taken
much
notice
of
him
.
"
Look
at
these
little
putty-faced
Philadelphians
,
"
he
continued
,
"
They
ought
to
come
down
to
my
ranch
in
Cuba
and
get
tanned
up
.
That
would
take
away
this
waxy
look
.
"
And
he
pinched
the
cheek
of
Anna
Adelaide
,
now
five
years
old
.
"
I
tell
you
,
Henry
,
you
have
a
rather
nice
place
here
.
"
And
he
looked
at
the
main
room
of
the
rather
conventional
three-story
house
with
a
critical
eye
.
Measuring
twenty
by
twenty-four
and
finished
in
imitation
cherry
,
with
a
set
of
new
Sheraton
parlor
furniture
it
presented
a
quaintly
harmonious
aspect
.
Since
Henry
had
become
teller
the
family
had
acquired
a
piano
--
a
decided
luxury
in
those
days
--
brought
from
Europe
;
and
it
was
intended
that
Anna
Adelaide
,
when
she
was
old
enough
,
should
learn
to
play
.
There
were
a
few
uncommon
ornaments
in
the
room
--
a
gas
chandelier
for
one
thing
,
a
glass
bowl
with
goldfish
in
it
,
some
rare
and
highly
polished
shells
,
and
a
marble
Cupid
bearing
a
basket
of
flowers
.
It
was
summer
time
,
the
windows
were
open
,
and
the
trees
outside
,
with
their
widely
extended
green
branches
,
were
pleasantly
visible
shading
the
brick
sidewalk
.
Uncle
Seneca
strolled
out
into
the
back
yard
.
