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The
growth
of
young
Frank
Algernon
Cowperwood
was
through
years
of
what
might
be
called
a
comfortable
and
happy
family
existence
.
Buttonwood
Street
,
where
he
spent
the
first
ten
years
of
his
life
,
was
a
lovely
place
for
a
boy
to
live
.
It
contained
mostly
small
two
and
three-story
red
brick
houses
,
with
small
white
marble
steps
leading
up
to
the
front
door
,
and
thin
,
white
marble
trimmings
outlining
the
front
door
and
windows
.
There
were
trees
in
the
street
--
plenty
of
them
.
The
road
pavement
was
of
big
,
round
cobblestones
,
made
bright
and
clean
by
the
rains
;
and
the
sidewalks
were
of
red
brick
,
and
always
damp
and
cool
.
In
the
rear
was
a
yard
,
with
trees
and
grass
and
sometimes
flowers
,
for
the
lots
were
almost
always
one
hundred
feet
deep
,
and
the
house-fronts
,
crowding
close
to
the
pavement
in
front
,
left
a
comfortable
space
in
the
rear
.
The
Cowperwoods
,
father
and
mother
,
were
not
so
lean
and
narrow
that
they
could
not
enter
into
the
natural
tendency
to
be
happy
and
joyous
with
their
children
;
and
so
this
family
,
which
increased
at
the
rate
of
a
child
every
two
or
three
years
after
Frank
's
birth
until
there
were
four
children
,
was
quite
an
interesting
affair
when
he
was
ten
and
they
were
ready
to
move
into
the
New
Market
Street
home
.
Henry
Worthington
Cowperwood
's
connections
were
increased
as
his
position
grew
more
responsible
,
and
gradually
he
was
becoming
quite
a
personage
.
He
already
knew
a
number
of
the
more
prosperous
merchants
who
dealt
with
his
bank
,
and
because
as
a
clerk
his
duties
necessitated
his
calling
at
other
banking-houses
,
he
had
come
to
be
familiar
with
and
favorably
known
in
the
Bank
of
the
United
States
,
the
Drexels
,
the
Edwards
,
and
others
.
The
brokers
knew
him
as
representing
a
very
sound
organization
,
and
while
he
was
not
considered
brilliant
mentally
,
he
was
known
as
a
most
reliable
and
trustworthy
individual
.
In
this
progress
of
his
father
young
Cowperwood
definitely
shared
.
He
was
quite
often
allowed
to
come
to
the
bank
on
Saturdays
,
when
he
would
watch
with
great
interest
the
deft
exchange
of
bills
at
the
brokerage
end
of
the
business
.
He
wanted
to
know
where
all
the
types
of
money
came
from
,
why
discounts
were
demanded
and
received
,
what
the
men
did
with
all
the
money
they
received
.
His
father
,
pleased
at
his
interest
,
was
glad
to
explain
so
that
even
at
this
early
age
--
from
ten
to
fifteen
--
the
boy
gained
a
wide
knowledge
of
the
condition
of
the
country
financially
--
what
a
State
bank
was
and
what
a
national
one
;
what
brokers
did
;
what
stocks
were
,
and
why
they
fluctuated
in
value
.
He
began
to
see
clearly
what
was
meant
by
money
as
a
medium
of
exchange
,
and
how
all
values
were
calculated
according
to
one
primary
value
,
that
of
gold
.
He
was
a
financier
by
instinct
,
and
all
the
knowledge
that
pertained
to
that
great
art
was
as
natural
to
him
as
the
emotions
and
subtleties
of
life
are
to
a
poet
.
This
medium
of
exchange
,
gold
,
interested
him
intensely
.
When
his
father
explained
to
him
how
it
was
mined
,
he
dreamed
that
he
owned
a
gold
mine
and
waked
to
wish
that
he
did
.
He
was
likewise
curious
about
stocks
and
bonds
and
he
learned
that
some
stocks
and
bonds
were
not
worth
the
paper
they
were
written
on
,
and
that
others
were
worth
much
more
than
their
face
value
indicated
.
"
There
,
my
son
,
"
said
his
father
to
him
one
day
,
"
you
wo
n't
often
see
a
bundle
of
those
around
this
neighborhood
.
"
He
referred
to
a
series
of
shares
in
the
British
East
India
Company
,
deposited
as
collateral
at
two-thirds
of
their
face
value
for
a
loan
of
one
hundred
thousand
dollars
.
A
Philadelphia
magnate
had
hypothecated
them
for
the
use
of
the
ready
cash
.
Young
Cowperwood
looked
at
them
curiously
.
"
They
do
n't
look
like
much
,
do
they
?
"
he
commented
.
"
They
are
worth
just
four
times
their
face
value
,
"
said
his
father
,
archly
.
Frank
reexamined
them
.
"
The
British
East
India
Company
,
"
he
read
.
"
Ten
pounds
--
that
's
pretty
near
fifty
dollars
.
"
"
Forty-eight
,
thirty-five
,
"
commented
his
father
,
dryly
.
"
Well
,
if
we
had
a
bundle
of
those
we
would
n't
need
to
work
very
hard
.
You
'll
notice
there
are
scarcely
any
pin-marks
on
them
.
They
are
n't
sent
around
very
much
.
I
do
n't
suppose
these
have
ever
been
used
as
collateral
before
.
"
Young
Cowperwood
gave
them
back
after
a
time
,
but
not
without
a
keen
sense
of
the
vast
ramifications
of
finance
.
What
was
the
East
India
Company
?
What
did
it
do
?
His
father
told
him
.
