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"
I
'll
tend
to
it
,
George
,
"
replied
Cowperwood
,
confidently
.
"
It
will
come
out
all
right
.
Leave
it
to
me
.
"
Stener
kicked
his
stout
legs
to
straighten
his
trousers
,
and
extended
his
hand
.
He
strolled
out
in
the
street
thinking
of
this
new
scheme
.
Certainly
,
if
he
could
get
in
with
Cowperwood
right
he
would
be
a
rich
man
,
for
Cowperwood
was
so
successful
and
so
cautious
His
new
house
,
this
beautiful
banking
office
,
his
growing
fame
,
and
his
subtle
connections
with
Butler
and
others
put
Stener
in
considerable
awe
of
him
.
Another
line
!
They
would
control
it
and
the
North
Pennsylvania
!
Why
,
if
this
went
on
,
he
might
become
a
magnate
--
he
really
might
--
he
,
George
W.
Stener
,
once
a
cheap
real-estate
and
insurance
agent
.
He
strolled
up
the
street
thinking
,
but
with
no
more
idea
of
the
importance
of
his
civic
duties
and
the
nature
of
the
social
ethics
against
which
he
was
offending
than
if
they
had
never
existed
.
The
services
which
Cowperwood
performed
during
the
ensuing
year
and
a
half
for
Stener
,
Strobik
,
Butler
,
State
Treasurer
Van
Nostrand
,
State
Senator
Relihan
,
representative
of
"
the
interests
,
"
so-called
,
at
Harrisburg
,
and
various
banks
which
were
friendly
to
these
gentlemen
,
were
numerous
and
confidential
.
For
Stener
,
Strobik
,
Wycroft
,
Harmon
and
himself
he
executed
the
North
Pennsylvania
deal
,
by
which
he
became
a
holder
of
a
fifth
of
the
controlling
stock
.
Together
he
and
Stener
joined
to
purchase
the
Seventeenth
and
Nineteenth
Street
line
and
in
the
concurrent
gambling
in
stocks
.
By
the
summer
of
1871
,
when
Cowperwood
was
nearly
thirty-four
years
of
age
,
he
had
a
banking
business
estimated
at
nearly
two
million
dollars
,
personal
holdings
aggregating
nearly
half
a
million
,
and
prospects
which
other
things
being
equal
looked
to
wealth
which
might
rival
that
of
any
American
.
The
city
,
through
its
treasurer
--
still
Mr.
Stener
--
was
a
depositor
with
him
to
the
extent
of
nearly
five
hundred
thousand
dollars
.
The
State
,
through
its
State
treasurer
,
Van
Nostrand
,
carried
two
hundred
thousand
dollars
on
his
books
.
Bode
was
speculating
in
street-railway
stocks
to
the
extent
of
fifty
thousand
dollars
.
Relihan
to
the
same
amount
.
A
small
army
of
politicians
and
political
hangers-on
were
on
his
books
for
various
sums
.
And
for
Edward
Malia
Butler
he
occasionally
carried
as
high
as
one
hundred
thousand
dollars
in
margins
.
His
own
loans
at
the
banks
,
varying
from
day
to
day
on
variously
hypothecated
securities
,
were
as
high
as
seven
and
eight
hundred
thousand
dollars
.
Like
a
spider
in
a
spangled
net
,
every
thread
of
which
he
knew
,
had
laid
,
had
tested
,
he
had
surrounded
and
entangled
himself
in
a
splendid
,
glittering
network
of
connections
,
and
he
was
watching
all
the
details
.
His
one
pet
idea
,
the
thing
he
put
more
faith
in
than
anything
else
,
was
his
street-railway
manipulations
,
and
particularly
his
actual
control
of
the
Seventeenth
and
Nineteenth
Street
line
.
Through
an
advance
to
him
,
on
deposit
,
made
in
his
bank
by
Stener
at
a
time
when
the
stock
of
the
Seventeenth
and
Nineteenth
Street
line
was
at
a
low
ebb
,
he
had
managed
to
pick
up
fifty-one
per
cent
.
of
the
stock
for
himself
and
Stener
,
by
virtue
of
which
he
was
able
to
do
as
he
pleased
with
the
road
.
To
accomplish
this
,
however
,
he
had
resorted
to
some
very
"
peculiar
"
methods
,
as
they
afterward
came
to
be
termed
in
financial
circles
,
to
get
this
stock
at
his
own
valuation
.
Through
agents
he
caused
suits
for
damages
to
be
brought
against
the
company
for
non-payment
of
interest
due
.
A
little
stock
in
the
hands
of
a
hireling
,
a
request
made
to
a
court
of
record
to
examine
the
books
of
the
company
in
order
to
determine
whether
a
receivership
were
not
advisable
,
a
simultaneous
attack
in
the
stock
market
,
selling
at
three
,
five
,
seven
,
and
ten
points
off
,
brought
the
frightened
stockholders
into
the
market
with
their
holdings
.
The
banks
considered
the
line
a
poor
risk
,
and
called
their
loans
in
connection
with
it
.
His
father
's
bank
had
made
one
loan
to
one
of
the
principal
stockholders
,
and
that
was
promptly
called
,
of
course
.
Then
,
through
an
agent
,
the
several
heaviest
shareholders
were
approached
and
an
offer
was
made
to
help
them
out
.
The
stocks
would
be
taken
off
their
hands
at
forty
.
They
had
not
really
been
able
to
discover
the
source
of
all
their
woes
;
and
they
imagined
that
the
road
was
in
bad
condition
,
which
it
was
not
.
Better
let
it
go
.
The
money
was
immediately
forthcoming
,
and
Cowperwood
and
Stener
jointly
controlled
fifty-one
per
cent
.
But
,
as
in
the
case
of
the
North
Pennsylvania
line
,
Cowperwood
had
been
quietly
buying
all
of
the
small
minority
holdings
,
so
that
he
had
in
reality
fifty-one
per
cent
.
of
the
stock
,
and
Stener
twenty-five
per
cent
.
more
.
This
intoxicated
him
,
for
immediately
he
saw
the
opportunity
of
fulfilling
his
long-contemplated
dream
--
that
of
reorganizing
the
company
in
conjunction
with
the
North
Pennsylvania
line
,
issuing
three
shares
where
one
had
been
before
and
after
unloading
all
but
a
control
on
the
general
public
,
using
the
money
secured
to
buy
into
other
lines
which
were
to
be
boomed
and
sold
in
the
same
way
.
In
short
,
he
was
one
of
those
early
,
daring
manipulators
who
later
were
to
seize
upon
other
and
ever
larger
phases
of
American
natural
development
for
their
own
aggrandizement
.
In
connection
with
this
first
consolidation
,
his
plan
was
to
spread
rumors
of
the
coming
consolidation
of
the
two
lines
,
to
appeal
to
the
legislature
for
privileges
of
extension
,
to
get
up
an
arresting
prospectus
and
later
annual
reports
,
and
to
boom
the
stock
on
the
stock
exchange
as
much
as
his
swelling
resources
would
permit
.
The
trouble
is
that
when
you
are
trying
to
make
a
market
for
a
stock
--
to
unload
a
large
issue
such
as
his
was
(
over
five
hundred
thousand
dollars
'
worth
)
--
while
retaining
five
hundred
thousand
for
yourself
,
it
requires
large
capital
to
handle
it
.
The
owner
in
these
cases
is
compelled
not
only
to
go
on
the
market
and
do
much
fictitious
buying
,
thus
creating
a
fictitious
demand
,
but
once
this
fictitious
demand
has
deceived
the
public
and
he
has
been
able
to
unload
a
considerable
quantity
of
his
wares
,
he
is
,
unless
he
rids
himself
of
all
his
stock
,
compelled
to
stand
behind
it
.
If
,
for
instance
,
he
sold
five
thousand
shares
,
as
was
done
in
this
instance
,
and
retained
five
thousand
,
he
must
see
that
the
public
price
of
the
outstanding
five
thousand
shares
did
not
fall
below
a
certain
point
,
because
the
value
of
his
private
shares
would
fall
with
it
.
And
if
,
as
is
almost
always
the
case
,
the
private
shares
had
been
hypothecated
with
banks
and
trust
companies
for
money
wherewith
to
conduct
other
enterprises
,
the
falling
of
their
value
in
the
open
market
merely
meant
that
the
banks
would
call
for
large
margins
to
protect
their
loans
or
call
their
loans
entirely
.
This
meant
that
his
work
was
a
failure
,
and
he
might
readily
fail
.
