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The
matter
of
depositing
city
loan
certificates
in
the
sinking-fund
,
when
purchased
for
the
city
,
was
something
to
which
he
never
gave
any
personal
attention
whatsoever
.
His
bookkeeper
,
Mr.
Stapley
,
attended
to
all
that
.
He
did
not
know
,
as
a
matter
of
fact
,
that
they
had
not
been
deposited
.
(
This
was
a
barefaced
lie
.
He
did
know
.
)
As
for
the
check
being
turned
over
to
the
Girard
National
Bank
,
that
was
fortuitous
.
It
might
just
as
well
have
been
turned
over
to
some
other
bank
if
the
conditions
had
been
different
.
Thus
on
and
on
he
went
,
answering
all
of
Steger
's
and
Shannon
's
searching
questions
with
the
most
engaging
frankness
,
and
you
could
have
sworn
from
the
solemnity
with
which
he
took
it
all
--
the
serious
business
attention
--
that
he
was
the
soul
of
so-called
commercial
honor
.
And
to
say
truly
,
he
did
believe
in
the
justice
as
well
as
the
necessity
and
the
importance
of
all
that
he
had
done
and
now
described
.
He
wanted
the
jury
to
see
it
as
he
saw
it
--
put
itself
in
his
place
and
sympathize
with
him
.
He
was
through
finally
,
and
the
effect
on
the
jury
of
his
testimony
and
his
personality
was
peculiar
.
Philip
Moultrie
,
juror
No.
1
,
decided
that
Cowperwood
was
lying
.
He
could
not
see
how
it
was
possible
that
he
could
not
know
the
day
before
that
he
was
going
to
fail
.
He
must
have
known
,
he
thought
.
Anyhow
,
the
whole
series
of
transactions
between
him
and
Stener
seemed
deserving
of
some
punishment
,
and
all
during
this
testimony
he
was
thinking
how
,
when
he
got
in
the
jury-room
,
he
would
vote
guilty
.
He
even
thought
of
some
of
the
arguments
he
would
use
to
convince
the
others
that
Cowperwood
was
guilty
.
Juror
No.
2
,
on
the
contrary
,
Simon
Glassberg
,
a
clothier
,
thought
he
understood
how
it
all
came
about
,
and
decided
to
vote
for
acquittal
.
He
did
not
think
Cowperwood
was
innocent
,
but
he
did
not
think
he
deserved
to
be
punished
.
Juror
No.
3
,
Fletcher
Norton
,
an
architect
,
thought
Cowperwood
was
guilty
,
but
at
the
same
time
that
he
was
too
talented
to
be
sent
to
prison
.
Juror
No.
4
,
Charles
Hillegan
,
an
Irishman
,
a
contractor
,
and
a
somewhat
religious-minded
person
,
thought
Cowperwood
was
guilty
and
ought
to
be
punished
.
Juror
No.
5
,
Philip
Lukash
,
a
coal
merchant
,
thought
he
was
guilty
.
Juror
No.
6
,
Benjamin
Fraser
,
a
mining
expert
,
thought
he
was
probably
guilty
,
but
he
could
not
be
sure
.
Uncertain
what
he
would
do
,
juror
No.
7
,
J.
J.
Bridges
,
a
broker
in
Third
Street
,
small
,
practical
,
narrow
,
thought
Cowperwood
was
shrewd
and
guilty
and
deserved
to
be
punished
.
He
would
vote
for
his
punishment
.
Juror
No.
8
,
Guy
E.
Tripp
,
general
manager
of
a
small
steamboat
company
,
was
uncertain
.
Juror
No.
9
,
Joseph
Tisdale
,
a
retired
glue
manufacturer
,
thought
Cowperwood
was
probably
guilty
as
charged
,
but
to
Tisdale
it
was
no
crime
.
Cowperwood
was
entitled
to
do
as
he
had
done
under
the
circumstances
.
Tisdale
would
vote
for
his
acquittal
.
Juror
No.
10
,
Richard
Marsh
,
a
young
florist
,
was
for
Cowperwood
in
a
sentimental
way
.
He
had
,
as
a
matter
of
fact
,
no
real
convictions
.
Juror
No
11
,
Richard
Webber
,
a
grocer
,
small
financially
,
but
heavy
physically
,
was
for
Cowperwood
's
conviction
.
He
thought
him
guilty
.
Juror
No.
12
,
Washington
B.
Thomas
,
a
wholesale
flour
merchant
,
thought
Cowperwood
was
guilty
,
but
believed
in
a
recommendation
to
mercy
after
pronouncing
him
so
.
Men
ought
to
be
reformed
,
was
his
slogan
.
So
they
stood
,
and
so
Cowperwood
left
them
,
wondering
whether
any
of
his
testimony
had
had
a
favorable
effect
.
Since
it
is
the
privilege
of
the
lawyer
for
the
defense
to
address
the
jury
first
,
Steger
bowed
politely
to
his
colleague
and
came
forward
.
Putting
his
hands
on
the
jury-box
rail
,
he
began
in
a
very
quiet
,
modest
,
but
impressive
way
:
"
Gentlemen
of
the
jury
,
my
client
,
Mr.
Frank
Algernon
Cowperwood
,
a
well-known
banker
and
financier
of
this
city
,
doing
business
in
Third
Street
,
is
charged
by
the
State
of
Pennsylvania
,
represented
by
the
district
attorney
of
this
district
,
with
fraudulently
transferring
from
the
treasury
of
the
city
of
Philadelphia
to
his
own
purse
the
sum
of
sixty
thousand
dollars
,
in
the
form
of
a
check
made
out
to
his
order
,
dated
October
9
,
1871
,
and
by
him
received
from
one
Albert
Stires
,
the
private
secretary
and
head
bookkeeper
of
the
treasurer
of
this
city
,
at
the
time
in
question
.
Now
,
gentlemen
,
what
are
the
facts
in
this
connection
?
You
have
heard
the
various
witnesses
and
know
the
general
outlines
of
the
story
.
Take
the
testimony
of
George
W.
Stener
,
to
begin
with
.
He
tells
you
that
sometime
back
in
the
year
1866
he
was
greatly
in
need
of
some
one
,
some
banker
or
broker
,
who
would
tell
him
how
to
bring
city
loan
,
which
was
selling
very
low
at
the
time
,
to
par
--
who
would
not
only
tell
him
this
,
but
proceed
to
demonstrate
that
his
knowledge
was
accurate
by
doing
it
.
Mr.
Stener
was
an
inexperienced
man
at
the
time
in
the
matter
of
finance
.
Mr.
Cowperwood
was
an
active
young
man
with
an
enviable
record
as
a
broker
and
a
trader
on
'
change
.
He
proceeded
to
demonstrate
to
Mr.
Stener
not
only
in
theory
,
but
in
fact
,
how
this
thing
of
bringing
city
loan
to
par
could
be
done
.
He
made
an
arrangement
at
that
time
with
Mr.
Stener
,
the
details
of
which
you
have
heard
from
Mr.
Stener
himself
,
the
result
of
which
was
that
a
large
amount
of
city
loan
was
turned
over
to
Mr.
Cowperwood
by
Mr.
Stener
for
sale
,
and
by
adroit
manipulation
--
methods
of
buying
and
selling
which
need
not
be
gone
into
here
,
but
which
are
perfectly
sane
and
legitimate
in
the
world
in
which
Mr.
Cowperwood
operated
,
did
bring
that
loan
to
par
,
and
kept
it
there
year
after
year
as
you
have
all
heard
here
testified
to
.
"
Now
what
is
the
bone
of
contention
here
,
gentlemen
,
the
significant
fact
which
brings
Mr.
Stener
into
this
court
at
this
time
charging
his
old-time
agent
and
broker
with
larceny
and
embezzlement
,
and
alleging
that
he
has
transferred
to
his
own
use
without
a
shadow
of
return
sixty
thousand
dollars
of
the
money
which
belongs
to
the
city
treasury
?
What
is
it
?
Is
it
that
Mr.
Cowperwood
secretly
,
with
great
stealth
,
as
it
were
,
at
some
time
or
other
,
unknown
to
Mr.
Stener
or
to
his
assistants
,
entered
the
office
of
the
treasurer
and
forcibly
,
and
with
criminal
intent
,
carried
away
sixty
thousand
dollars
'
worth
of
the
city
's
money
?
Not
at
all
.
The
charge
is
,
as
you
have
heard
the
district
attorney
explain
,
that
Mr.
Cowperwood
came
in
broad
daylight
at
between
four
and
five
o'clock
of
the
afternoon
preceeding
the
day
of
his
assignment
;
was
closeted
with
Mr.
Stener
for
a
half
or
three-quarters
of
an
hour
;
came
out
;
explained
to
Mr.
